In December, the Fed announced a cut in the policy rate, but this doesn’t always translate directly into an equivalent reduction in mortgage rates. In the real world, average rates for 30-year fixed mortgages still depend on market supply and demand, bank pricing, and conditions in the securities market—and according to recent reports, the national … Read more
After weeks of uncertainty over whether the Federal Reserve will cut interest rates for the third time this year, the growing consensus is that the central bank is likely to move forward with a 25-basis-point cut on Wednesday — even if officials aren’t fully aligned. “This is a hard call,” said Alan Blinder, former Fed … Read more
The US housing market in 2025 is keenly watching to see if a US rate cut could bring new opportunities for homebuyers. Whenever the Federal Reserve changes interest rates, it impacts not only banks but also the pockets of ordinary people and the real estate market. This can be a crucial time, especially for those … Read more
The August US Jobs Report is about to come, and all eyes are on it across America. It is not just a figure, but it will tell in which direction the US economy is going and how the Federal Reserve will decide its next move. For the last few months, there has been a slight … Read more